Personal Flood Insurance

FTP has numerous options for Private Personal Flood. Being a industry leader in private flood has allowed FTP to gain access to numerous in-house and brokerage markets to fit you specific need.  

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17% Commission

 Target Pricing is 25% less than NFIP

Target Risks:

  • 1-4 Family Dwelling (primary, secondary or tenant occupancy)
  • Post Firm
  • Positive Eleveation
  • Loss Free or rebuilt/raised home subsequent to last flood loss

On-Line Rater Eligble

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Combo Home-owners Policy

Homeowners/Dwelling Combination policy includes all of the above flood coverage benefits and also includes Property and Liability Coverage with one policy.

  • One adjuster in the event of loss
  • No Flood vs. Wind coverage disputes
  • One Insurance Company

Ask your underwriter or Maureen Smith today!


FTP FLood Program

$5M combined on any one building

Excess Markets

Replacement Cost coverage for building &contents

Ability to schedule multiple locations into one policy

Competitive rates based on tier county locations

Policy wording accepted by Lenders Basement coverage available for positively elevated A or V zones only




Maureen Smith

(732) 765-6790